Call reports 2008
1ST BANK IN HOMINY — 2008
What 1ST BANK IN HOMINY reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 47,754,000 | 44,187,000 | 46,960,000 | 43,744,000 |
| Total loans | 15,612,000 | 15,460,000 | 14,719,000 | 13,972,000 |
| Allowance for loan losses | 109,000 | 114,000 | 124,000 | 146,000 |
| Securities available for sale | 19,119,000 | 22,150,000 | 22,472,000 | 25,117,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 44,438,000 | 41,107,000 | 43,380,000 | 39,723,000 |
| Interest-bearing deposits | 35,253,000 | 30,377,000 | 32,285,000 | 28,506,000 |
| Noninterest-bearing deposits | 9,185,000 | 10,731,000 | 11,096,000 | 11,217,000 |
| Equity capital | 3,240,000 | 2,997,000 | 3,500,000 | 3,818,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 625,000 | 1,252,000 | 1,900,000 | 2,521,000 |
| Interest expense | 236,000 | 428,000 | 605,000 | 744,000 |
| Net interest income | 389,000 | 824,000 | 1,295,000 | 1,777,000 |
| Noninterest income | 81,000 | 159,000 | 231,000 | 306,000 |
| Noninterest expense | 386,000 | 706,000 | 1,015,000 | 1,321,000 |
| Provision for loan losses | 84,000 | 102,000 | 140,000 | 166,000 |
| Pretax income | 27,000 | 203,000 | 397,000 | 621,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 27,000 | 203,000 | 397,000 | 621,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,412,000 | 3,588,000 | 3,657,000 | 3,306,000 |
| Total capital | 3,521,000 | 3,702,000 | 3,781,000 | 3,452,000 |
| Risk-weighted assets | 20,711,000 | 20,601,000 | 19,954,000 | 18,761,000 |