Call reports 2007
1ST BANK IN HOMINY — 2007
What 1ST BANK IN HOMINY reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 37,095,000 | 38,672,000 | 39,717,000 | 43,565,000 |
| Total loans | 14,388,000 | 14,618,000 | 14,744,000 | 15,542,000 |
| Allowance for loan losses | 27,000 | 34,000 | 43,000 | 40,000 |
| Securities available for sale | 17,769,000 | 17,060,000 | 18,792,000 | 17,176,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 33,068,000 | 35,755,000 | 36,561,000 | 40,129,000 |
| Interest-bearing deposits | 26,582,000 | 30,452,000 | 29,645,000 | 31,486,000 |
| Noninterest-bearing deposits | 6,486,000 | 5,303,000 | 6,916,000 | 8,643,000 |
| Equity capital | 3,013,000 | 2,811,000 | 3,040,000 | 3,367,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 555,000 | 1,124,000 | 1,675,000 | 2,307,000 |
| Interest expense | 208,000 | 434,000 | 668,000 | 908,000 |
| Net interest income | 347,000 | 690,000 | 1,007,000 | 1,399,000 |
| Noninterest income | 71,000 | 135,000 | 202,000 | 284,000 |
| Noninterest expense | 273,000 | 551,000 | 831,000 | 1,136,000 |
| Provision for loan losses | 0 | 15,000 | 47,000 | 65,000 |
| Pretax income | 136,000 | 250,000 | 322,000 | 497,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 136,000 | 250,000 | 322,000 | 497,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,291,000 | 3,254,000 | 3,209,000 | 3,385,000 |
| Total capital | 3,318,000 | 3,288,000 | 3,252,000 | 3,425,000 |
| Risk-weighted assets | 19,409,000 | 24,088,000 | 18,874,000 | 18,640,000 |