Call reports 2006
1ST BANK IN HOMINY — 2006
What 1ST BANK IN HOMINY reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 36,201,000 | 37,208,000 | 38,776,000 | 40,895,000 |
| Total loans | 13,066,000 | 13,208,000 | 13,268,000 | 13,745,000 |
| Allowance for loan losses | 42,000 | 36,000 | 39,000 | 30,000 |
| Securities available for sale | 17,682,000 | 17,118,000 | 16,892,000 | 19,235,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 33,451,000 | 34,505,000 | 35,870,000 | 37,783,000 |
| Interest-bearing deposits | 30,918,000 | 33,077,000 | 34,986,000 | 29,695,000 |
| Noninterest-bearing deposits | 2,533,000 | 1,428,000 | 884,000 | 8,088,000 |
| Equity capital | 2,675,000 | 2,608,000 | 2,786,000 | 3,006,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 468,000 | 963,000 | 1,508,000 | 2,079,000 |
| Interest expense | 144,000 | 311,000 | 501,000 | 701,000 |
| Net interest income | 324,000 | 652,000 | 1,007,000 | 1,378,000 |
| Noninterest income | 59,000 | 118,000 | 165,000 | 228,000 |
| Noninterest expense | 251,000 | 501,000 | 754,000 | 1,003,000 |
| Provision for loan losses | 0 | 0 | 0 | 5,000 |
| Pretax income | 99,000 | 236,000 | 385,000 | 566,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 99,000 | 236,000 | 385,000 | 566,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,241,000 | 3,340,000 | 3,230,000 | 3,291,000 |
| Total capital | 3,283,000 | 3,376,000 | 3,269,000 | 3,321,000 |
| Risk-weighted assets | 18,406,000 | 18,928,000 | 19,206,000 | 19,905,000 |