Call reports 2005
1ST BANK IN HOMINY — 2005
What 1ST BANK IN HOMINY reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 34,433,000 | 35,344,000 | 36,638,000 | 35,937,000 |
| Total loans | 12,085,000 | 12,396,000 | 12,911,000 | 13,146,000 |
| Allowance for loan losses | 50,000 | 50,000 | 57,000 | 42,000 |
| Securities available for sale | 18,579,000 | 18,443,000 | 18,618,000 | 18,046,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 31,686,000 | 32,538,000 | 33,667,000 | 33,149,000 |
| Interest-bearing deposits | 29,481,000 | 30,085,000 | 30,762,000 | 30,690,000 |
| Noninterest-bearing deposits | 2,205,000 | 2,453,000 | 2,905,000 | 2,459,000 |
| Equity capital | 2,672,000 | 2,711,000 | 2,859,000 | 2,717,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 392,000 | 791,000 | 1,232,000 | 1,688,000 |
| Interest expense | 85,000 | 181,000 | 288,000 | 416,000 |
| Net interest income | 307,000 | 610,000 | 944,000 | 1,272,000 |
| Noninterest income | 68,000 | 153,000 | 189,000 | 255,000 |
| Noninterest expense | 238,000 | 488,000 | 725,000 | 980,000 |
| Provision for loan losses | 0 | 5,000 | 10,000 | 10,000 |
| Pretax income | 132,000 | 275,000 | 403,000 | 542,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 132,000 | 275,000 | 403,000 | 542,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,122,000 | 3,160,000 | 3,168,000 | 3,241,000 |
| Total capital | 3,172,000 | 3,210,000 | 3,225,000 | 3,283,000 |
| Risk-weighted assets | 16,830,000 | 17,829,000 | 18,240,000 | 18,241,000 |