Call reports 2004
1ST BANK IN HOMINY — 2004
What 1ST BANK IN HOMINY reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 35,091,000 | 34,811,000 | 34,665,000 | 34,342,000 |
| Total loans | 11,160,000 | 12,330,000 | 12,116,000 | 11,746,000 |
| Allowance for loan losses | 64,000 | 58,000 | 56,000 | 52,000 |
| Securities available for sale | 19,320,000 | 20,324,000 | 18,692,000 | 20,666,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 31,851,000 | 32,065,000 | 31,686,000 | 31,319,000 |
| Interest-bearing deposits | 26,601,000 | 26,972,000 | 27,316,000 | 26,671,000 |
| Noninterest-bearing deposits | 5,250,000 | 5,093,000 | 4,370,000 | 4,648,000 |
| Equity capital | 3,145,000 | 2,651,000 | 2,877,000 | 2,827,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 399,000 | 804,000 | 1,207,000 | 1,599,000 |
| Interest expense | 90,000 | 178,000 | 263,000 | 349,000 |
| Net interest income | 309,000 | 626,000 | 944,000 | 1,250,000 |
| Noninterest income | 77,000 | 160,000 | 236,000 | 304,000 |
| Noninterest expense | 241,000 | 494,000 | 740,000 | 966,000 |
| Provision for loan losses | 0 | 0 | 0 | 5,000 |
| Pretax income | 147,000 | 294,000 | 444,000 | 587,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 147,000 | 294,000 | 444,000 | 587,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,054,000 | 3,053,000 | 3,056,000 | 2,990,000 |
| Total capital | 3,118,000 | 3,111,000 | 3,112,000 | 3,042,000 |
| Risk-weighted assets | 16,262,000 | 17,030,000 | 16,736,000 | 16,387,000 |