Call reports 2003
1ST BANK IN HOMINY — 2003
What 1ST BANK IN HOMINY reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 34,648,000 | 34,715,000 | 35,561,000 | 34,613,000 |
| Total loans | 11,246,000 | 11,193,000 | 11,418,000 | 11,727,000 |
| Allowance for loan losses | 77,000 | 82,000 | 80,000 | 58,000 |
| Securities available for sale | 16,459,000 | 16,703,000 | 16,911,000 | 18,926,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 31,301,000 | 31,331,000 | 32,549,000 | 31,616,000 |
| Interest-bearing deposits | 26,157,000 | 25,714,000 | 25,936,000 | 26,010,000 |
| Noninterest-bearing deposits | 5,144,000 | 5,617,000 | 6,613,000 | 5,606,000 |
| Equity capital | 3,245,000 | 3,280,000 | 2,763,000 | 2,793,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 406,000 | 831,000 | 1,247,000 | 1,664,000 |
| Interest expense | 117,000 | 224,000 | 322,000 | 415,000 |
| Net interest income | 289,000 | 607,000 | 925,000 | 1,249,000 |
| Noninterest income | 66,000 | 138,000 | 213,000 | 282,000 |
| Noninterest expense | 241,000 | 477,000 | 722,000 | 968,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 130,000 | 292,000 | 443,000 | 596,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 130,000 | 292,000 | 443,000 | 596,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,036,000 | 3,069,000 | 2,906,000 | 2,907,000 |
| Total capital | 3,113,000 | 3,151,000 | 2,987,000 | 2,965,000 |
| Risk-weighted assets | 16,217,000 | 16,115,000 | 16,798,000 | 16,662,000 |