Call reports 2002
1ST BANK IN HOMINY — 2002
What 1ST BANK IN HOMINY reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 33,807,000 | 33,761,000 | 33,363,000 | 33,603,000 |
| Total loans | 10,920,000 | 11,075,000 | 11,180,000 | 11,089,000 |
| Allowance for loan losses | 88,000 | 83,000 | 83,000 | 79,000 |
| Securities available for sale | 16,474,000 | 18,232,000 | 19,885,000 | 14,387,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 30,003,000 | 30,501,000 | 29,868,000 | 30,114,000 |
| Interest-bearing deposits | 25,660,000 | 26,387,000 | 26,384,000 | 25,330,000 |
| Noninterest-bearing deposits | 4,343,000 | 4,114,000 | 3,484,000 | 4,784,000 |
| Equity capital | 3,691,000 | 3,149,000 | 3,384,000 | 3,225,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 498,000 | 1,002,000 | 1,484,000 | 1,942,000 |
| Interest expense | 175,000 | 336,000 | 487,000 | 621,000 |
| Net interest income | 323,000 | 666,000 | 997,000 | 1,321,000 |
| Noninterest income | 61,000 | 126,000 | 192,000 | 258,000 |
| Noninterest expense | 228,000 | 490,000 | 733,000 | 978,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 160,000 | 329,000 | 501,000 | 672,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 160,000 | 329,000 | 501,000 | 672,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,066,000 | 3,074,000 | 3,079,000 | 2,906,000 |
| Total capital | 3,154,000 | 3,157,000 | 3,162,000 | 2,985,000 |
| Risk-weighted assets | 15,610,000 | 16,056,000 | 15,880,000 | 15,838,000 |