Call reports 2021
JEFFERSON BANK OF MISSOURI — 2021
What JEFFERSON BANK OF MISSOURI reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 |
|---|---|---|---|
| Total assets | 813,174,000 | 825,129,000 | 815,788,000 |
| Total loans | 586,094,000 | 589,163,000 | 583,892,000 |
| Allowance for loan losses | 8,918,000 | 9,017,000 | 8,999,000 |
| Securities available for sale | 84,523,000 | 96,625,000 | 97,705,000 |
| Securities held to maturity | 2,401,000 | 2,401,000 | 1,642,000 |
| Trading assets | 0 | 0 | 0 |
| Total deposits | 677,459,000 | 694,173,000 | 683,300,000 |
| Interest-bearing deposits | 447,368,000 | 448,000,000 | 454,552,000 |
| Noninterest-bearing deposits | 230,091,000 | 246,173,000 | 228,748,000 |
| Equity capital | 70,986,000 | 72,502,000 | 71,869,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 |
|---|---|---|---|
| Interest income | 7,791,000 | 15,787,000 | 23,789,000 |
| Interest expense | 370,000 | 689,000 | 972,000 |
| Net interest income | 7,421,000 | 15,098,000 | 22,817,000 |
| Noninterest income | 2,504,000 | 5,127,000 | 7,652,000 |
| Noninterest expense | 4,007,000 | 8,231,000 | 12,461,000 |
| Provision for loan losses | 298,000 | 407,000 | 423,000 |
| Pretax income | 5,620,000 | 11,587,000 | 17,590,000 |
| Income tax | 1,330,000 | 2,747,000 | 4,171,000 |
| Net income | 4,290,000 | 8,840,000 | 13,419,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 |
|---|---|---|---|
| Tier 1 capital | 70,600,000 | 72,150,000 | 71,729,000 |
| Total capital | 77,200,000 | 78,901,000 | 78,619,000 |
| Risk-weighted assets | 525,664,000 | 537,819,000 | 549,053,000 |