Call reports 2020
JEFFERSON BANK OF MISSOURI — 2020
What JEFFERSON BANK OF MISSOURI reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 656,412,000 | 764,625,000 | 766,853,000 | 761,999,000 |
| Total loans | 488,141,000 | 542,725,000 | 567,256,000 | 597,319,000 |
| Allowance for loan losses | 7,447,000 | 8,067,000 | 8,668,000 | 8,691,000 |
| Securities available for sale | 114,398,000 | 96,401,000 | 75,321,000 | 85,529,000 |
| Securities held to maturity | 3,938,000 | 3,791,000 | 3,539,000 | 2,651,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 545,232,000 | 644,164,000 | 645,969,000 | 642,219,000 |
| Interest-bearing deposits | 391,787,000 | 422,065,000 | 429,406,000 | 434,632,000 |
| Noninterest-bearing deposits | 153,445,000 | 222,099,000 | 216,563,000 | 207,587,000 |
| Equity capital | 62,195,000 | 65,995,000 | 70,152,000 | 70,782,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 7,175,000 | 14,437,000 | 21,717,000 | 29,024,000 |
| Interest expense | 866,000 | 1,448,000 | 1,969,000 | 2,406,000 |
| Net interest income | 6,309,000 | 12,989,000 | 19,748,000 | 26,618,000 |
| Noninterest income | 1,640,000 | 4,229,000 | 7,930,000 | 10,713,000 |
| Noninterest expense | 3,781,000 | 7,789,000 | 11,973,000 | 15,980,000 |
| Provision for loan losses | 239,000 | 930,000 | 1,633,000 | 2,338,000 |
| Pretax income | 3,929,000 | 8,499,000 | 14,072,000 | 19,013,000 |
| Income tax | 917,000 | 1,994,000 | 3,311,000 | 4,481,000 |
| Net income | 3,012,000 | 6,505,000 | 10,761,000 | 14,532,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 61,790,000 | 65,283,000 | 69,539,000 | 70,310,000 |
| Total capital | 68,252,000 | 71,728,000 | 75,950,000 | 76,920,000 |
| Risk-weighted assets | 515,955,000 | 513,955,000 | 510,554,000 | 526,671,000 |