Call reports 2019
JEFFERSON BANK OF MISSOURI — 2019
What JEFFERSON BANK OF MISSOURI reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 608,704,000 | 622,934,000 | 649,300,000 | 644,699,000 |
| Total loans | 438,195,000 | 451,505,000 | 463,094,000 | 479,431,000 |
| Allowance for loan losses | 7,450,000 | 7,456,000 | 7,708,000 | 7,406,000 |
| Securities available for sale | 77,803,000 | 115,772,000 | 113,069,000 | 131,563,000 |
| Securities held to maturity | 6,183,000 | 6,179,000 | 5,001,000 | 5,000,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 502,769,000 | 519,193,000 | 534,929,000 | 540,897,000 |
| Interest-bearing deposits | 362,038,000 | 364,238,000 | 374,901,000 | 396,147,000 |
| Noninterest-bearing deposits | 140,731,000 | 154,955,000 | 160,028,000 | 144,750,000 |
| Equity capital | 57,202,000 | 57,622,000 | 57,890,000 | 60,501,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 6,823,000 | 13,985,000 | 21,319,000 | 28,777,000 |
| Interest expense | 865,000 | 1,814,000 | 2,811,000 | 3,779,000 |
| Net interest income | 5,958,000 | 12,171,000 | 18,508,000 | 24,998,000 |
| Noninterest income | 1,431,000 | 2,966,000 | 4,547,000 | 6,038,000 |
| Noninterest expense | 3,605,000 | 7,199,000 | 10,935,000 | 14,974,000 |
| Provision for loan losses | 169,000 | 308,000 | 474,000 | 721,000 |
| Pretax income | 3,615,000 | 7,630,000 | 11,646,000 | 15,340,000 |
| Income tax | 883,000 | 1,869,000 | 2,850,000 | 3,887,000 |
| Net income | 2,732,000 | 5,761,000 | 8,796,000 | 11,453,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 57,056,000 | 57,335,000 | 57,619,000 | 60,278,000 |
| Total capital | 63,020,000 | 63,413,000 | 63,853,000 | 66,743,000 |
| Risk-weighted assets | 475,615,000 | 484,828,000 | 497,212,000 | 516,228,000 |