Call reports 2017
JEFFERSON BANK OF MISSOURI — 2017
What JEFFERSON BANK OF MISSOURI reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 576,513,000 | 574,243,000 | 576,158,000 | 566,294,000 |
| Total loans | 429,881,000 | 434,765,000 | 432,409,000 | 432,968,000 |
| Allowance for loan losses | 7,357,000 | 7,265,000 | 7,233,000 | 7,264,000 |
| Securities available for sale | 59,219,000 | 55,685,000 | 55,277,000 | 57,003,000 |
| Securities held to maturity | 10,078,000 | 9,823,000 | 9,442,000 | 9,187,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 493,243,000 | 493,763,000 | 499,299,000 | 488,306,000 |
| Interest-bearing deposits | 354,690,000 | 352,722,000 | 356,212,000 | 353,435,000 |
| Noninterest-bearing deposits | 138,553,000 | 141,041,000 | 143,087,000 | 134,871,000 |
| Equity capital | 52,371,000 | 54,483,000 | 56,512,000 | 55,091,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 5,561,000 | 11,265,000 | 17,121,000 | 23,065,000 |
| Interest expense | 355,000 | 734,000 | 1,148,000 | 1,576,000 |
| Net interest income | 5,206,000 | 10,531,000 | 15,973,000 | 21,489,000 |
| Noninterest income | 1,464,000 | 3,092,000 | 4,768,000 | 6,585,000 |
| Noninterest expense | 3,420,000 | 6,917,000 | 10,489,000 | 13,933,000 |
| Provision for loan losses | 310,000 | 406,000 | 724,000 | 1,516,000 |
| Pretax income | 2,940,000 | 6,300,000 | 9,546,000 | 12,643,000 |
| Income tax | 1,050,000 | 2,258,000 | 3,431,000 | 5,242,000 |
| Net income | 1,890,000 | 4,042,000 | 6,115,000 | 7,401,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 51,896,000 | 54,048,000 | 56,121,000 | 54,868,000 |
| Total capital | 57,562,000 | 59,717,000 | 61,758,000 | 60,596,000 |
| Risk-weighted assets | 451,521,000 | 451,823,000 | 449,261,000 | 456,631,000 |