Call reports 2016
JEFFERSON BANK OF MISSOURI — 2016
What JEFFERSON BANK OF MISSOURI reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 532,755,000 | 533,834,000 | 539,043,000 | 552,964,000 |
| Total loans | 416,122,000 | 423,915,000 | 431,962,000 | 436,234,000 |
| Allowance for loan losses | 7,293,000 | 7,109,000 | 7,037,000 | 7,261,000 |
| Securities available for sale | 47,827,000 | 52,168,000 | 50,445,000 | 51,611,000 |
| Securities held to maturity | 12,951,000 | 12,044,000 | 11,387,000 | 10,935,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 459,619,000 | 464,261,000 | 470,772,000 | 483,946,000 |
| Interest-bearing deposits | 333,309,000 | 336,442,000 | 338,746,000 | 347,799,000 |
| Noninterest-bearing deposits | 126,310,000 | 127,819,000 | 132,026,000 | 136,147,000 |
| Equity capital | 44,827,000 | 47,027,000 | 48,857,000 | 50,451,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 5,358,000 | 10,834,000 | 16,330,000 | 21,997,000 |
| Interest expense | 257,000 | 521,000 | 793,000 | 1,085,000 |
| Net interest income | 5,101,000 | 10,313,000 | 15,537,000 | 20,912,000 |
| Noninterest income | 1,556,000 | 3,430,000 | 5,084,000 | 6,881,000 |
| Noninterest expense | 3,380,000 | 7,054,000 | 10,609,000 | 13,957,000 |
| Provision for loan losses | 231,000 | 467,000 | 763,000 | 1,523,000 |
| Pretax income | 3,046,000 | 6,222,000 | 9,253,000 | 12,317,000 |
| Income tax | 1,076,000 | 2,108,000 | 3,193,000 | 4,288,000 |
| Net income | 1,970,000 | 4,114,000 | 6,060,000 | 8,029,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 43,947,000 | 46,091,000 | 48,037,000 | 50,006,000 |
| Total capital | 49,592,000 | 51,814,000 | 53,835,000 | 55,879,000 |
| Risk-weighted assets | 449,867,000 | 456,375,000 | 462,535,000 | 468,363,000 |