Call reports 2015
JEFFERSON BANK OF MISSOURI — 2015
What JEFFERSON BANK OF MISSOURI reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 502,086,000 | 509,740,000 | 507,125,000 | 517,715,000 |
| Total loans | 394,153,000 | 406,088,000 | 411,070,000 | 413,669,000 |
| Allowance for loan losses | 7,473,000 | 7,538,000 | 7,522,000 | 7,202,000 |
| Securities available for sale | 55,713,000 | 53,792,000 | 47,492,000 | 41,389,000 |
| Securities held to maturity | 15,402,000 | 15,393,000 | 15,384,000 | 15,125,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 435,072,000 | 445,659,000 | 450,413,000 | 455,983,000 |
| Interest-bearing deposits | 327,313,000 | 327,574,000 | 331,392,000 | 329,749,000 |
| Noninterest-bearing deposits | 107,759,000 | 118,085,000 | 119,021,000 | 126,234,000 |
| Equity capital | 40,835,000 | 40,698,000 | 40,922,000 | 42,768,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 5,108,000 | 10,366,000 | 15,648,000 | 21,129,000 |
| Interest expense | 247,000 | 501,000 | 760,000 | 1,019,000 |
| Net interest income | 4,861,000 | 9,865,000 | 14,888,000 | 20,110,000 |
| Noninterest income | 1,455,000 | 3,048,000 | 4,796,000 | 6,607,000 |
| Noninterest expense | 3,237,000 | 6,629,000 | 10,120,000 | 13,634,000 |
| Provision for loan losses | 201,000 | 394,000 | 679,000 | 1,092,000 |
| Pretax income | 2,880,000 | 5,893,000 | 8,888,000 | 11,994,000 |
| Income tax | 1,005,000 | 2,064,000 | 3,099,000 | 4,180,000 |
| Net income | 1,875,000 | 3,829,000 | 5,789,000 | 7,814,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 39,738,000 | 39,792,000 | 39,952,000 | 41,977,000 |
| Total capital | 45,126,000 | 45,323,000 | 45,528,000 | 47,603,000 |
| Risk-weighted assets | 428,891,000 | 440,392,000 | 444,094,000 | 448,424,000 |