Call reports 2014
JEFFERSON BANK OF MISSOURI — 2014
What JEFFERSON BANK OF MISSOURI reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 500,553,000 | 503,171,000 | 499,376,000 | 487,284,000 |
| Total loans | 375,705,000 | 379,985,000 | 382,018,000 | 386,526,000 |
| Allowance for loan losses | 7,410,000 | 7,523,000 | 7,733,000 | 7,409,000 |
| Securities available for sale | 57,144,000 | 53,723,000 | 52,304,000 | 49,296,000 |
| Securities held to maturity | 17,773,000 | 17,003,000 | 16,992,000 | 16,732,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 433,367,000 | 434,375,000 | 435,394,000 | 432,894,000 |
| Interest-bearing deposits | 330,466,000 | 325,638,000 | 329,224,000 | 325,485,000 |
| Noninterest-bearing deposits | 102,901,000 | 108,737,000 | 106,170,000 | 107,409,000 |
| Equity capital | 40,746,000 | 40,908,000 | 40,791,000 | 40,725,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 5,061,000 | 10,221,000 | 15,390,000 | 20,601,000 |
| Interest expense | 281,000 | 556,000 | 831,000 | 1,089,000 |
| Net interest income | 4,780,000 | 9,665,000 | 14,559,000 | 19,512,000 |
| Noninterest income | 1,432,000 | 3,064,000 | 4,674,000 | 6,334,000 |
| Noninterest expense | 3,063,000 | 6,315,000 | 9,455,000 | 12,752,000 |
| Provision for loan losses | 205,000 | 483,000 | 856,000 | 1,016,000 |
| Pretax income | 2,949,000 | 6,022,000 | 9,013,000 | 12,172,000 |
| Income tax | 1,019,000 | 2,089,000 | 3,133,000 | 4,232,000 |
| Net income | 1,930,000 | 3,933,000 | 5,880,000 | 7,940,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 39,653,000 | 39,756,000 | 39,703,000 | 39,663,000 |
| Total capital | 44,674,000 | 44,836,000 | 44,799,000 | 44,725,000 |
| Risk-weighted assets | 399,189,000 | 403,944,000 | 404,970,000 | 402,577,000 |