Call reports 2013
JEFFERSON BANK OF MISSOURI — 2013
What JEFFERSON BANK OF MISSOURI reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 500,115,000 | 496,122,000 | 493,214,000 | 486,943,000 |
| Total loans | 370,819,000 | 381,551,000 | 376,049,000 | 374,936,000 |
| Allowance for loan losses | 7,907,000 | 8,057,000 | 8,136,000 | 7,409,000 |
| Securities available for sale | 59,608,000 | 50,394,000 | 47,934,000 | 46,321,000 |
| Securities held to maturity | 19,028,000 | 19,017,000 | 19,005,000 | 18,744,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 433,425,000 | 434,008,000 | 435,108,000 | 427,022,000 |
| Interest-bearing deposits | 334,486,000 | 334,039,000 | 330,505,000 | 326,380,000 |
| Noninterest-bearing deposits | 98,939,000 | 99,969,000 | 104,603,000 | 100,642,000 |
| Equity capital | 41,745,000 | 41,069,000 | 40,943,000 | 40,589,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 5,351,000 | 10,688,000 | 15,945,000 | 21,159,000 |
| Interest expense | 487,000 | 929,000 | 1,302,000 | 1,603,000 |
| Net interest income | 4,864,000 | 9,759,000 | 14,643,000 | 19,556,000 |
| Noninterest income | 1,889,000 | 3,731,000 | 5,543,000 | 7,515,000 |
| Noninterest expense | 3,192,000 | 6,603,000 | 9,979,000 | 14,223,000 |
| Provision for loan losses | 403,000 | 760,000 | 1,020,000 | 1,026,000 |
| Pretax income | 3,158,000 | 6,474,000 | 9,640,000 | 12,275,000 |
| Income tax | 1,102,000 | 2,265,000 | 3,375,000 | 4,269,000 |
| Net income | 2,056,000 | 4,209,000 | 6,265,000 | 8,006,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 39,672,000 | 39,826,000 | 39,882,000 | 39,623,000 |
| Total capital | 44,640,000 | 44,877,000 | 44,880,000 | 44,581,000 |
| Risk-weighted assets | 394,458,000 | 400,883,000 | 396,621,000 | 394,115,000 |