Call reports 2012
JEFFERSON BANK OF MISSOURI — 2012
What JEFFERSON BANK OF MISSOURI reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 502,552,000 | 485,007,000 | 495,447,000 | 487,118,000 |
| Total loans | 343,480,000 | 356,243,000 | 366,851,000 | 372,159,000 |
| Allowance for loan losses | 7,259,000 | 7,355,000 | 7,381,000 | 7,477,000 |
| Securities available for sale | 87,313,000 | 76,725,000 | 69,980,000 | 64,411,000 |
| Securities held to maturity | 19,624,000 | 19,612,000 | 19,601,000 | 19,340,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 436,415,000 | 426,983,000 | 435,235,000 | 429,520,000 |
| Interest-bearing deposits | 339,578,000 | 329,854,000 | 329,694,000 | 330,416,000 |
| Noninterest-bearing deposits | 96,837,000 | 97,129,000 | 105,541,000 | 99,104,000 |
| Equity capital | 41,792,000 | 42,043,000 | 42,464,000 | 41,831,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 5,606,000 | 11,248,000 | 16,933,000 | 22,235,000 |
| Interest expense | 621,000 | 1,215,000 | 1,789,000 | 2,324,000 |
| Net interest income | 4,985,000 | 10,033,000 | 15,144,000 | 19,911,000 |
| Noninterest income | 1,918,000 | 3,598,000 | 5,529,000 | 8,593,000 |
| Noninterest expense | 3,141,000 | 6,274,000 | 9,518,000 | 12,781,000 |
| Provision for loan losses | 355,000 | 701,000 | 1,133,000 | 2,269,000 |
| Pretax income | 3,402,000 | 6,651,000 | 10,017,000 | 13,459,000 |
| Income tax | 1,187,000 | 2,314,000 | 3,485,000 | 4,679,000 |
| Net income | 2,215,000 | 4,337,000 | 6,532,000 | 8,780,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 39,676,000 | 39,785,000 | 39,980,000 | 39,468,000 |
| Total capital | 44,403,000 | 44,579,000 | 44,885,000 | 44,375,000 |
| Risk-weighted assets | 375,403,000 | 380,912,000 | 389,875,000 | 389,910,000 |