Call reports 2011
JEFFERSON BANK OF MISSOURI — 2011
What JEFFERSON BANK OF MISSOURI reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 489,251,000 | 490,911,000 | 496,787,000 | 488,854,000 |
| Total loans | 329,151,000 | 338,240,000 | 339,358,000 | 332,349,000 |
| Allowance for loan losses | 7,017,000 | 7,314,000 | 7,073,000 | 7,031,000 |
| Securities available for sale | 72,994,000 | 79,871,000 | 84,398,000 | 84,066,000 |
| Securities held to maturity | 13,465,000 | 14,064,000 | 18,369,000 | 19,510,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 416,831,000 | 421,858,000 | 423,996,000 | 428,826,000 |
| Interest-bearing deposits | 333,568,000 | 333,970,000 | 330,132,000 | 336,053,000 |
| Noninterest-bearing deposits | 83,263,000 | 87,888,000 | 93,864,000 | 92,773,000 |
| Equity capital | 45,442,000 | 45,382,000 | 43,505,000 | 41,384,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 5,721,000 | 11,469,000 | 17,257,000 | 23,036,000 |
| Interest expense | 739,000 | 1,465,000 | 2,146,000 | 2,800,000 |
| Net interest income | 4,982,000 | 10,004,000 | 15,111,000 | 20,236,000 |
| Noninterest income | 1,484,000 | 3,096,000 | 4,579,000 | 6,612,000 |
| Noninterest expense | 3,107,000 | 6,310,000 | 9,518,000 | 12,662,000 |
| Provision for loan losses | 456,000 | 770,000 | 1,085,000 | 1,794,000 |
| Pretax income | 2,983,000 | 6,100,000 | 9,149,000 | 12,453,000 |
| Income tax | 1,045,000 | 2,110,000 | 3,172,000 | 4,319,000 |
| Net income | 1,938,000 | 3,990,000 | 5,977,000 | 8,134,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 44,391,000 | 43,942,000 | 41,838,000 | 39,479,000 |
| Total capital | 48,910,000 | 48,553,000 | 46,444,000 | 44,051,000 |
| Risk-weighted assets | 358,957,000 | 366,115,000 | 365,937,000 | 363,057,000 |