Call reports 2010
JEFFERSON BANK OF MISSOURI — 2010
What JEFFERSON BANK OF MISSOURI reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 500,907,000 | 487,674,000 | 480,441,000 | 473,583,000 |
| Total loans | 315,696,000 | 321,764,000 | 325,232,000 | 330,372,000 |
| Allowance for loan losses | 6,709,000 | 6,929,000 | 6,885,000 | 6,701,000 |
| Securities available for sale | 104,682,000 | 91,617,000 | 85,719,000 | 76,105,000 |
| Securities held to maturity | 6,137,000 | 6,655,000 | 8,819,000 | 13,474,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 424,853,000 | 412,812,000 | 408,048,000 | 406,128,000 |
| Interest-bearing deposits | 345,002,000 | 327,711,000 | 322,151,000 | 323,722,000 |
| Noninterest-bearing deposits | 79,851,000 | 85,101,000 | 85,897,000 | 82,406,000 |
| Equity capital | 51,244,000 | 51,493,000 | 52,045,000 | 45,537,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 6,082,000 | 12,183,000 | 18,224,000 | 24,266,000 |
| Interest expense | 1,024,000 | 1,988,000 | 2,873,000 | 3,684,000 |
| Net interest income | 5,058,000 | 10,195,000 | 15,351,000 | 20,582,000 |
| Noninterest income | 1,468,000 | 2,930,000 | 4,379,000 | 7,023,000 |
| Noninterest expense | 3,083,000 | 6,395,000 | 9,693,000 | 12,867,000 |
| Provision for loan losses | 505,000 | 862,000 | 1,329,000 | 2,164,000 |
| Pretax income | 2,939,000 | 5,808,000 | 8,648,000 | 12,514,000 |
| Income tax | 1,041,000 | 2,016,000 | 3,026,000 | 4,410,000 |
| Net income | 1,898,000 | 3,792,000 | 5,622,000 | 8,104,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 49,846,000 | 49,560,000 | 49,840,000 | 44,353,000 |
| Total capital | 54,270,000 | 54,112,000 | 54,360,000 | 48,906,000 |
| Risk-weighted assets | 351,559,000 | 361,678,000 | 362,085,000 | 364,848,000 |