Call reports 2009
JEFFERSON BANK OF MISSOURI — 2009
What JEFFERSON BANK OF MISSOURI reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 479,349,000 | 476,394,000 | 476,979,000 | 489,610,000 |
| Total loans | 319,109,000 | 314,684,000 | 312,238,000 | 313,113,000 |
| Allowance for loan losses | 6,022,000 | 6,025,000 | 5,986,000 | 6,290,000 |
| Securities available for sale | 107,350,000 | 121,596,000 | 108,257,000 | 109,796,000 |
| Securities held to maturity | 3,221,000 | 4,662,000 | 5,926,000 | 5,922,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 407,003,000 | 409,350,000 | 410,250,000 | 413,420,000 |
| Interest-bearing deposits | 331,081,000 | 331,935,000 | 332,222,000 | 335,265,000 |
| Noninterest-bearing deposits | 75,922,000 | 77,415,000 | 78,028,000 | 78,155,000 |
| Equity capital | 50,560,000 | 50,808,000 | 51,466,000 | 51,118,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 6,653,000 | 13,054,000 | 19,270,000 | 25,534,000 |
| Interest expense | 1,656,000 | 3,217,000 | 4,637,000 | 5,823,000 |
| Net interest income | 4,997,000 | 9,837,000 | 14,633,000 | 19,711,000 |
| Noninterest income | 2,324,000 | 4,413,000 | 5,930,000 | 7,719,000 |
| Noninterest expense | 3,244,000 | 6,906,000 | 10,282,000 | 12,993,000 |
| Provision for loan losses | 454,000 | 970,000 | 1,942,000 | 3,541,000 |
| Pretax income | 3,623,000 | 6,374,000 | 8,339,000 | 10,751,000 |
| Income tax | 1,347,000 | 2,343,000 | 3,020,000 | 3,858,000 |
| Net income | 2,276,000 | 4,031,000 | 5,319,000 | 6,893,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 49,932,000 | 49,886,000 | 49,675,000 | 49,733,000 |
| Total capital | 54,299,000 | 54,257,000 | 53,989,000 | 54,137,000 |
| Risk-weighted assets | 347,618,000 | 347,937,000 | 343,477,000 | 350,368,000 |