Call reports 2008
JEFFERSON BANK OF MISSOURI — 2008
What JEFFERSON BANK OF MISSOURI reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 474,211,000 | 465,837,000 | 459,138,000 | 464,213,000 |
| Total loans | 309,927,000 | 325,214,000 | 327,880,000 | 327,502,000 |
| Allowance for loan losses | 6,102,000 | 5,868,000 | 5,305,000 | 5,980,000 |
| Securities available for sale | 125,924,000 | 115,383,000 | 105,260,000 | 112,284,000 |
| Securities held to maturity | 2,215,000 | 2,217,000 | 2,218,000 | 2,220,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 388,513,000 | 384,333,000 | 382,484,000 | 393,058,000 |
| Interest-bearing deposits | 324,031,000 | 322,872,000 | 320,193,000 | 322,687,000 |
| Noninterest-bearing deposits | 64,482,000 | 61,461,000 | 62,291,000 | 70,371,000 |
| Equity capital | 50,776,000 | 49,761,000 | 50,030,000 | 49,551,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 7,392,000 | 14,376,000 | 21,164,000 | 27,803,000 |
| Interest expense | 2,956,000 | 5,280,000 | 7,323,000 | 9,278,000 |
| Net interest income | 4,436,000 | 9,096,000 | 13,841,000 | 18,525,000 |
| Noninterest income | 1,555,000 | 3,244,000 | 4,649,000 | 5,870,000 |
| Noninterest expense | 3,146,000 | 6,403,000 | 9,608,000 | 12,245,000 |
| Provision for loan losses | 316,000 | 635,000 | 1,334,000 | 2,953,000 |
| Pretax income | 2,533,000 | 5,306,000 | 7,556,000 | 9,205,000 |
| Income tax | 924,000 | 1,930,000 | 2,743,000 | 3,328,000 |
| Net income | 1,609,000 | 3,376,000 | 4,813,000 | 5,877,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 50,137,000 | 49,904,000 | 49,841,000 | 49,655,000 |
| Total capital | 54,385,000 | 54,345,000 | 54,231,000 | 54,009,000 |
| Risk-weighted assets | 339,005,000 | 353,779,000 | 350,250,000 | 346,597,000 |