Call reports 2007
JEFFERSON BANK OF MISSOURI — 2007
What JEFFERSON BANK OF MISSOURI reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 455,347,000 | 456,875,000 | 453,467,000 | 461,203,000 |
| Total loans | 318,145,000 | 313,841,000 | 312,694,000 | 312,445,000 |
| Allowance for loan losses | 6,047,000 | 5,801,000 | 5,878,000 | 5,903,000 |
| Securities available for sale | 108,153,000 | 112,191,000 | 115,134,000 | 123,617,000 |
| Securities held to maturity | 2,210,000 | 2,211,000 | 2,213,000 | 2,214,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 394,571,000 | 398,712,000 | 392,571,000 | 393,788,000 |
| Interest-bearing deposits | 330,506,000 | 332,562,000 | 331,967,000 | 331,862,000 |
| Noninterest-bearing deposits | 64,065,000 | 66,150,000 | 60,604,000 | 61,926,000 |
| Equity capital | 33,952,000 | 34,765,000 | 34,383,000 | 36,110,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 7,580,000 | 15,392,000 | 23,275,000 | 30,940,000 |
| Interest expense | 3,528,000 | 7,110,000 | 10,756,000 | 14,286,000 |
| Net interest income | 4,052,000 | 8,282,000 | 12,519,000 | 16,654,000 |
| Noninterest income | 1,196,000 | 2,448,000 | 3,697,000 | 5,063,000 |
| Noninterest expense | 2,777,000 | 5,622,000 | 8,568,000 | 11,207,000 |
| Provision for loan losses | 196,000 | 611,000 | 883,000 | 1,532,000 |
| Pretax income | 2,275,000 | 4,497,000 | 6,765,000 | 8,978,000 |
| Income tax | 821,000 | 1,620,000 | 2,439,000 | 3,174,000 |
| Net income | 1,454,000 | 2,877,000 | 4,326,000 | 5,804,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 34,378,000 | 35,801,000 | 34,750,000 | 36,228,000 |
| Total capital | 38,573,000 | 40,024,000 | 39,013,000 | 40,507,000 |
| Risk-weighted assets | 333,719,000 | 336,234,000 | 339,384,000 | 340,625,000 |