Call reports 2006
JEFFERSON BANK OF MISSOURI — 2006
What JEFFERSON BANK OF MISSOURI reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 435,242,000 | 442,900,000 | 453,827,000 | 447,444,000 |
| Total loans | 329,846,000 | 329,739,000 | 327,237,000 | 321,555,000 |
| Allowance for loan losses | 6,087,000 | 5,996,000 | 5,859,000 | 6,157,000 |
| Securities available for sale | 77,766,000 | 85,398,000 | 89,349,000 | 104,364,000 |
| Securities held to maturity | 896,000 | 1,644,000 | 1,929,000 | 2,208,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 375,103,000 | 383,110,000 | 390,012,000 | 386,528,000 |
| Interest-bearing deposits | 314,044,000 | 320,259,000 | 326,520,000 | 323,698,000 |
| Noninterest-bearing deposits | 61,059,000 | 62,851,000 | 63,492,000 | 62,830,000 |
| Equity capital | 30,217,000 | 30,104,000 | 31,602,000 | 33,742,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 6,838,000 | 14,124,000 | 21,821,000 | 29,546,000 |
| Interest expense | 2,620,000 | 5,634,000 | 8,932,000 | 12,446,000 |
| Net interest income | 4,218,000 | 8,490,000 | 12,889,000 | 17,100,000 |
| Noninterest income | 1,133,000 | 2,445,000 | 3,753,000 | 4,804,000 |
| Noninterest expense | 2,664,000 | 5,456,000 | 8,313,000 | 10,833,000 |
| Provision for loan losses | 105,000 | 183,000 | 353,000 | 1,453,000 |
| Pretax income | 2,582,000 | 5,296,000 | 7,976,000 | 9,618,000 |
| Income tax | 948,000 | 1,946,000 | 2,921,000 | 3,505,000 |
| Net income | 1,634,000 | 3,350,000 | 5,055,000 | 6,113,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 31,395,000 | 31,612,000 | 32,317,000 | 34,374,000 |
| Total capital | 35,629,000 | 35,910,000 | 36,612,000 | 38,579,000 |
| Risk-weighted assets | 336,817,000 | 342,127,000 | 341,985,000 | 335,954,000 |