Call reports 2005
JEFFERSON BANK OF MISSOURI — 2005
What JEFFERSON BANK OF MISSOURI reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 417,418,000 | 426,470,000 | 435,081,000 | 431,379,000 |
| Total loans | 314,522,000 | 327,390,000 | 330,457,000 | 326,017,000 |
| Allowance for loan losses | 6,188,000 | 6,197,000 | 6,119,000 | 5,994,000 |
| Securities available for sale | 76,114,000 | 75,363,000 | 78,363,000 | 79,293,000 |
| Securities held to maturity | 105,000 | 75,000 | 30,000 | 25,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 361,366,000 | 366,676,000 | 367,995,000 | 374,307,000 |
| Interest-bearing deposits | 302,293,000 | 303,431,000 | 305,705,000 | 308,813,000 |
| Noninterest-bearing deposits | 59,073,000 | 63,245,000 | 62,290,000 | 65,494,000 |
| Equity capital | 29,588,000 | 30,286,000 | 30,146,000 | 30,499,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 5,747,000 | 11,855,000 | 18,380,000 | 25,126,000 |
| Interest expense | 1,771,000 | 3,723,000 | 5,994,000 | 8,505,000 |
| Net interest income | 3,976,000 | 8,132,000 | 12,386,000 | 16,621,000 |
| Noninterest income | 1,238,000 | 2,521,000 | 3,825,000 | 5,211,000 |
| Noninterest expense | 2,501,000 | 5,094,000 | 7,822,000 | 10,370,000 |
| Provision for loan losses | 102,000 | 147,000 | 218,000 | 511,000 |
| Pretax income | 2,611,000 | 5,412,000 | 8,171,000 | 10,951,000 |
| Income tax | 955,000 | 1,995,000 | 3,016,000 | 4,039,000 |
| Net income | 1,656,000 | 3,417,000 | 5,155,000 | 6,912,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 30,406,000 | 30,567,000 | 30,705,000 | 31,262,000 |
| Total capital | 34,473,000 | 34,763,000 | 34,946,000 | 35,472,000 |
| Risk-weighted assets | 323,221,000 | 333,660,000 | 337,354,000 | 334,907,000 |