Call reports 2004
JEFFERSON BANK OF MISSOURI — 2004
What JEFFERSON BANK OF MISSOURI reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 401,716,000 | 402,617,000 | 406,124,000 | 404,200,000 |
| Total loans | 299,147,000 | 304,940,000 | 306,264,000 | 309,348,000 |
| Allowance for loan losses | 6,096,000 | 6,139,000 | 6,102,000 | 6,060,000 |
| Securities available for sale | 84,954,000 | 79,082,000 | 80,633,000 | 79,756,000 |
| Securities held to maturity | 205,000 | 190,000 | 150,000 | 140,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 341,921,000 | 348,126,000 | 351,139,000 | 351,984,000 |
| Interest-bearing deposits | 282,666,000 | 284,797,000 | 289,549,000 | 294,879,000 |
| Noninterest-bearing deposits | 59,255,000 | 63,329,000 | 61,590,000 | 57,105,000 |
| Equity capital | 28,788,000 | 29,014,000 | 30,743,000 | 29,948,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 5,428,000 | 10,787,000 | 16,189,000 | 21,771,000 |
| Interest expense | 1,256,000 | 2,610,000 | 4,056,000 | 5,685,000 |
| Net interest income | 4,172,000 | 8,177,000 | 12,133,000 | 16,086,000 |
| Noninterest income | 1,145,000 | 2,947,000 | 4,108,000 | 5,524,000 |
| Noninterest expense | 2,433,000 | 4,984,000 | 7,640,000 | 10,111,000 |
| Provision for loan losses | 89,000 | 190,000 | 271,000 | 464,000 |
| Pretax income | 2,795,000 | 5,950,000 | 8,338,000 | 11,043,000 |
| Income tax | 993,000 | 2,166,000 | 2,974,000 | 3,976,000 |
| Net income | 1,802,000 | 3,784,000 | 5,364,000 | 7,067,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 28,585,000 | 30,066,000 | 31,146,000 | 30,350,000 |
| Total capital | 32,593,000 | 34,161,000 | 35,263,000 | 34,327,000 |
| Risk-weighted assets | 318,515,000 | 325,574,000 | 327,400,000 | 316,071,000 |