Call reports 2003
JEFFERSON BANK OF MISSOURI — 2003
What JEFFERSON BANK OF MISSOURI reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 379,439,000 | 388,098,000 | 391,005,000 | 394,941,000 |
| Total loans | 271,766,000 | 284,488,000 | 286,751,000 | 286,827,000 |
| Allowance for loan losses | 6,130,000 | 6,249,000 | 6,293,000 | 6,005,000 |
| Securities available for sale | 76,001,000 | 80,780,000 | 76,122,000 | 87,043,000 |
| Securities held to maturity | 395,000 | 355,000 | 270,000 | 235,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 320,542,000 | 330,647,000 | 336,247,000 | 335,197,000 |
| Interest-bearing deposits | 270,242,000 | 276,486,000 | 278,791,000 | 278,286,000 |
| Noninterest-bearing deposits | 50,300,000 | 54,161,000 | 57,456,000 | 56,911,000 |
| Equity capital | 28,927,000 | 28,565,000 | 28,794,000 | 28,475,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 5,306,000 | 10,670,000 | 16,136,000 | 21,274,000 |
| Interest expense | 1,474,000 | 2,911,000 | 4,209,000 | 5,471,000 |
| Net interest income | 3,832,000 | 7,759,000 | 11,927,000 | 15,803,000 |
| Noninterest income | 1,903,000 | 3,362,000 | 6,036,000 | 7,729,000 |
| Noninterest expense | 2,747,000 | 5,413,000 | 8,172,000 | 10,896,000 |
| Provision for loan losses | 205,000 | 218,000 | 414,000 | 542,000 |
| Pretax income | 2,783,000 | 5,490,000 | 9,377,000 | 12,103,000 |
| Income tax | 1,039,000 | 1,990,000 | 3,413,000 | 4,066,000 |
| Net income | 1,744,000 | 3,500,000 | 5,964,000 | 8,037,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 28,539,000 | 28,268,000 | 28,760,000 | 28,533,000 |
| Total capital | 32,077,000 | 31,913,000 | 32,463,000 | 32,418,000 |
| Risk-weighted assets | 280,447,000 | 289,035,000 | 293,628,000 | 308,698,000 |