Call reports 2002
JEFFERSON BANK OF MISSOURI — 2002
What JEFFERSON BANK OF MISSOURI reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 376,084,000 | 375,078,000 | 379,407,000 | 375,616,000 |
| Total loans | 257,188,000 | 262,722,000 | 276,235,000 | 267,711,000 |
| Allowance for loan losses | 5,798,000 | 5,989,000 | 5,994,000 | 6,000,000 |
| Securities available for sale | 68,738,000 | 88,771,000 | 84,839,000 | 84,716,000 |
| Securities held to maturity | 490,000 | 490,000 | 425,000 | 425,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 318,961,000 | 322,192,000 | 320,553,000 | 320,846,000 |
| Interest-bearing deposits | 270,704,000 | 274,002,000 | 271,131,000 | 268,983,000 |
| Noninterest-bearing deposits | 48,257,000 | 48,190,000 | 49,422,000 | 51,863,000 |
| Equity capital | 27,580,000 | 28,016,000 | 28,114,000 | 28,980,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 5,925,000 | 11,743,000 | 17,768,000 | 23,464,000 |
| Interest expense | 1,947,000 | 3,788,000 | 5,555,000 | 7,181,000 |
| Net interest income | 3,978,000 | 7,955,000 | 12,213,000 | 16,283,000 |
| Noninterest income | 1,559,000 | 2,876,000 | 4,321,000 | 7,023,000 |
| Noninterest expense | 2,536,000 | 5,112,000 | 7,851,000 | 10,770,000 |
| Provision for loan losses | 388,000 | 615,000 | 814,000 | 1,290,000 |
| Pretax income | 2,613,000 | 5,104,000 | 7,869,000 | 11,246,000 |
| Income tax | 976,000 | 1,904,000 | 2,930,000 | 4,140,000 |
| Net income | 1,637,000 | 3,200,000 | 4,939,000 | 7,106,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 27,377,000 | 27,540,000 | 27,779,000 | 28,445,000 |
| Total capital | 30,802,000 | 30,993,000 | 31,202,000 | 31,892,000 |
| Risk-weighted assets | 271,626,000 | 273,745,000 | 271,293,000 | 273,184,000 |