Call reports 2015
AMERIANA BANK — 2015
What AMERIANA BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 |
|---|---|---|---|
| Total assets | 480,280,000 | 478,102,000 | 462,551,000 |
| Total loans | 324,620,000 | 331,665,000 | 331,287,000 |
| Allowance for loan losses | 3,984,000 | 3,904,000 | 3,627,000 |
| Securities available for sale | 48,593,000 | 47,819,000 | 45,961,000 |
| Securities held to maturity | 9,936,000 | 17,141,000 | 16,516,000 |
| Trading assets | 0 | 0 | 0 |
| Total deposits | 394,340,000 | 393,734,000 | 384,855,000 |
| Interest-bearing deposits | 362,135,000 | 360,521,000 | 352,245,000 |
| Noninterest-bearing deposits | 32,205,000 | 33,213,000 | 32,610,000 |
| Equity capital | 46,854,000 | 46,894,000 | 47,378,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 |
|---|---|---|---|
| Interest income | 4,168,000 | 8,444,000 | 12,778,000 |
| Interest expense | 602,000 | 1,185,000 | 1,766,000 |
| Net interest income | 3,566,000 | 7,259,000 | 11,012,000 |
| Noninterest income | 1,559,000 | 3,072,000 | 4,555,000 |
| Noninterest expense | 4,108,000 | 8,382,000 | 12,729,000 |
| Provision for loan losses | 105,000 | 105,000 | 175,000 |
| Pretax income | 912,000 | 1,844,000 | 2,663,000 |
| Income tax | 243,000 | 484,000 | 698,000 |
| Net income | 669,000 | 1,360,000 | 1,965,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 |
|---|---|---|---|
| Tier 1 capital | 44,543,000 | 44,897,000 | 45,166,000 |
| Total capital | 48,578,000 | 48,841,000 | 48,841,000 |
| Risk-weighted assets | 325,924,000 | 334,018,000 | 335,757,000 |