Call reports 2014
AMERIANA BANK — 2014
What AMERIANA BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 466,578,000 | 470,903,000 | 470,698,000 | 469,069,000 |
| Total loans | 316,212,000 | 316,919,000 | 325,102,000 | 320,348,000 |
| Allowance for loan losses | 4,100,000 | 4,004,000 | 4,014,000 | 3,903,000 |
| Securities available for sale | 44,678,000 | 52,035,000 | 49,762,000 | 48,083,000 |
| Securities held to maturity | 2,347,000 | 2,347,000 | 7,168,000 | 7,082,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 376,273,000 | 380,165,000 | 379,380,000 | 382,456,000 |
| Interest-bearing deposits | 348,213,000 | 352,045,000 | 350,852,000 | 351,825,000 |
| Noninterest-bearing deposits | 28,060,000 | 28,120,000 | 28,528,000 | 30,631,000 |
| Equity capital | 44,679,000 | 45,460,000 | 45,772,000 | 46,446,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 4,473,000 | 8,857,000 | 13,099,000 | 18,140,000 |
| Interest expense | 713,000 | 1,424,000 | 2,137,000 | 2,815,000 |
| Net interest income | 3,760,000 | 7,433,000 | 10,962,000 | 15,325,000 |
| Noninterest income | 1,364,000 | 2,747,000 | 4,168,000 | 5,617,000 |
| Noninterest expense | 3,711,000 | 7,539,000 | 11,616,000 | 16,437,000 |
| Provision for loan losses | 150,000 | 300,000 | 322,000 | 322,000 |
| Pretax income | 1,263,000 | 2,341,000 | 3,192,000 | 4,183,000 |
| Income tax | 369,000 | 678,000 | 907,000 | 1,190,000 |
| Net income | 894,000 | 1,663,000 | 2,285,000 | 2,993,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 43,156,000 | 43,798,000 | 44,304,000 | 44,823,000 |
| Total capital | 46,981,000 | 47,600,000 | 48,205,000 | 48,737,000 |
| Risk-weighted assets | 305,494,000 | 302,823,000 | 310,933,000 | 311,666,000 |