Call reports 2013
AMERIANA BANK — 2013
What AMERIANA BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 446,090,000 | 441,847,000 | 436,695,000 | 455,057,000 |
| Total loans | 324,427,000 | 318,189,000 | 322,933,000 | 316,027,000 |
| Allowance for loan losses | 3,926,000 | 3,955,000 | 3,939,000 | 3,992,000 |
| Securities available for sale | 35,257,000 | 31,618,000 | 31,552,000 | 37,803,000 |
| Securities held to maturity | 2,349,000 | 2,348,000 | 2,348,000 | 2,347,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 362,095,000 | 357,558,000 | 352,330,000 | 365,620,000 |
| Interest-bearing deposits | 333,956,000 | 330,599,000 | 325,032,000 | 339,728,000 |
| Noninterest-bearing deposits | 28,139,000 | 26,959,000 | 27,298,000 | 25,892,000 |
| Equity capital | 43,561,000 | 43,595,000 | 43,837,000 | 43,908,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 4,289,000 | 8,549,000 | 12,732,000 | 16,974,000 |
| Interest expense | 716,000 | 1,416,000 | 2,116,000 | 2,817,000 |
| Net interest income | 3,573,000 | 7,133,000 | 10,616,000 | 14,157,000 |
| Noninterest income | 1,421,000 | 2,890,000 | 4,389,000 | 5,634,000 |
| Noninterest expense | 3,766,000 | 7,642,000 | 11,497,000 | 15,389,000 |
| Provision for loan losses | 255,000 | 465,000 | 675,000 | 755,000 |
| Pretax income | 1,065,000 | 2,008,000 | 3,000,000 | 3,814,000 |
| Income tax | 293,000 | 545,000 | 837,000 | 1,042,000 |
| Net income | 772,000 | 1,463,000 | 2,163,000 | 2,772,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 41,119,000 | 41,522,000 | 41,765,000 | 42,110,000 |
| Total capital | 45,101,000 | 45,438,000 | 45,658,000 | 45,897,000 |
| Risk-weighted assets | 315,299,000 | 312,091,000 | 310,460,000 | 302,737,000 |