Call reports 2012
AMERIANA BANK — 2012
What AMERIANA BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 440,415,000 | 447,117,000 | 444,985,000 | 442,624,000 |
| Total loans | 314,268,000 | 308,820,000 | 313,361,000 | 318,241,000 |
| Allowance for loan losses | 4,032,000 | 4,103,000 | 4,236,000 | 4,239,000 |
| Securities available for sale | 42,154,000 | 43,504,000 | 44,266,000 | 39,296,000 |
| Securities held to maturity | 0 | 0 | 0 | 2,349,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 357,913,000 | 363,697,000 | 361,194,000 | 359,113,000 |
| Interest-bearing deposits | 333,443,000 | 337,896,000 | 334,541,000 | 333,300,000 |
| Noninterest-bearing deposits | 24,470,000 | 25,801,000 | 26,653,000 | 25,813,000 |
| Equity capital | 41,658,000 | 42,453,000 | 43,085,000 | 43,348,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 4,558,000 | 9,111,000 | 13,517,000 | 18,026,000 |
| Interest expense | 989,000 | 1,951,000 | 2,846,000 | 3,639,000 |
| Net interest income | 3,569,000 | 7,160,000 | 10,671,000 | 14,387,000 |
| Noninterest income | 1,191,000 | 2,544,000 | 3,869,000 | 5,094,000 |
| Noninterest expense | 3,923,000 | 7,660,000 | 11,452,000 | 15,167,000 |
| Provision for loan losses | 255,000 | 635,000 | 890,000 | 1,145,000 |
| Pretax income | 671,000 | 1,498,000 | 2,287,000 | 3,258,000 |
| Income tax | 162,000 | 373,000 | 583,000 | 849,000 |
| Net income | 509,000 | 1,125,000 | 1,704,000 | 2,409,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 38,781,000 | 39,654,000 | 40,305,000 | 40,870,000 |
| Total capital | 42,724,000 | 43,519,000 | 44,233,000 | 44,797,000 |
| Risk-weighted assets | 312,032,000 | 304,846,000 | 309,262,000 | 309,979,000 |