Call reports 2011
AMERIANA BANK — 2011
What AMERIANA BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 438,410,000 | 437,212,000 | 428,290,000 | 427,154,000 |
| Total loans | 313,984,000 | 311,479,000 | 304,118,000 | 316,893,000 |
| Allowance for loan losses | 4,417,000 | 4,119,000 | 4,229,000 | 4,132,000 |
| Securities available for sale | 32,769,000 | 40,318,000 | 40,535,000 | 43,847,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 357,051,000 | 356,184,000 | 345,849,000 | 341,013,000 |
| Interest-bearing deposits | 316,872,000 | 315,259,000 | 303,040,000 | 297,052,000 |
| Noninterest-bearing deposits | 40,179,000 | 40,925,000 | 42,809,000 | 43,961,000 |
| Equity capital | 40,421,000 | 40,710,000 | 41,352,000 | 41,519,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 4,763,000 | 9,585,000 | 14,256,000 | 18,786,000 |
| Interest expense | 1,238,000 | 2,446,000 | 3,586,000 | 4,628,000 |
| Net interest income | 3,525,000 | 7,139,000 | 10,670,000 | 14,158,000 |
| Noninterest income | 1,340,000 | 2,143,000 | 3,246,000 | 4,716,000 |
| Noninterest expense | 4,201,000 | 8,335,000 | 12,440,000 | 16,351,000 |
| Provision for loan losses | 360,000 | 615,000 | 870,000 | 1,385,000 |
| Pretax income | 355,000 | 832,000 | 1,312,000 | 2,057,000 |
| Income tax | 37,000 | 96,000 | 167,000 | 325,000 |
| Net income | 318,000 | 736,000 | 1,145,000 | 1,732,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 37,375,000 | 37,791,000 | 38,051,000 | 38,883,000 |
| Total capital | 41,349,000 | 41,735,000 | 41,947,000 | 42,874,000 |
| Risk-weighted assets | 316,179,000 | 313,215,000 | 307,544,000 | 315,729,000 |