Call reports 2010
AMERIANA BANK — 2010
What AMERIANA BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 437,905,000 | 428,131,000 | 421,538,000 | 426,424,000 |
| Total loans | 324,409,000 | 306,764,000 | 311,265,000 | 317,018,000 |
| Allowance for loan losses | 3,963,000 | 4,033,000 | 4,134,000 | 4,212,000 |
| Securities available for sale | 30,869,000 | 39,767,000 | 35,539,000 | 38,608,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 338,373,000 | 334,094,000 | 330,249,000 | 340,375,000 |
| Interest-bearing deposits | 304,537,000 | 300,411,000 | 294,727,000 | 303,209,000 |
| Noninterest-bearing deposits | 33,836,000 | 33,683,000 | 35,522,000 | 37,166,000 |
| Equity capital | 40,520,000 | 41,025,000 | 41,118,000 | 40,630,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 5,080,000 | 10,193,000 | 15,094,000 | 19,971,000 |
| Interest expense | 1,693,000 | 3,325,000 | 4,800,000 | 6,128,000 |
| Net interest income | 3,387,000 | 6,868,000 | 10,294,000 | 13,843,000 |
| Noninterest income | 1,257,000 | 2,819,000 | 4,140,000 | 5,324,000 |
| Noninterest expense | 4,131,000 | 7,995,000 | 12,085,000 | 16,079,000 |
| Provision for loan losses | 360,000 | 1,018,000 | 1,378,000 | 1,933,000 |
| Pretax income | 275,000 | 779,000 | 1,177,000 | 1,458,000 |
| Income tax | 6,000 | 89,000 | 136,000 | 149,000 |
| Net income | 269,000 | 690,000 | 1,041,000 | 1,309,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 37,258,000 | 37,654,000 | 38,091,000 | 37,493,000 |
| Total capital | 41,280,000 | 41,570,000 | 42,090,000 | 41,468,000 |
| Risk-weighted assets | 321,760,000 | 310,718,000 | 317,288,000 | 316,256,000 |