Call reports 2009
AMERIANA BANK — 2009
What AMERIANA BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 494,084,000 | 487,133,000 | 454,250,000 | 439,232,000 |
| Total loans | 339,478,000 | 339,774,000 | 334,981,000 | 326,087,000 |
| Allowance for loan losses | 3,225,000 | 3,643,000 | 3,869,000 | 4,005,000 |
| Securities available for sale | 73,606,000 | 66,122,000 | 57,792,000 | 35,841,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 361,943,000 | 376,926,000 | 348,401,000 | 339,956,000 |
| Interest-bearing deposits | 334,526,000 | 345,454,000 | 318,869,000 | 308,850,000 |
| Noninterest-bearing deposits | 27,417,000 | 31,472,000 | 29,532,000 | 31,106,000 |
| Equity capital | 41,817,000 | 41,002,000 | 41,173,000 | 40,403,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 5,819,000 | 11,396,000 | 17,046,000 | 22,327,000 |
| Interest expense | 2,654,000 | 5,062,000 | 7,290,000 | 9,174,000 |
| Net interest income | 3,165,000 | 6,334,000 | 9,756,000 | 13,153,000 |
| Noninterest income | 682,000 | 1,717,000 | 2,715,000 | 3,918,000 |
| Noninterest expense | 3,678,000 | 7,830,000 | 12,283,000 | 16,507,000 |
| Provision for loan losses | 338,000 | 953,000 | 1,273,000 | 2,180,000 |
| Pretax income | -61,000 | -630,000 | -190,000 | 64,000 |
| Income tax | -154,000 | -467,000 | -414,000 | -423,000 |
| Net income | 93,000 | -163,000 | 224,000 | 487,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 38,237,000 | 37,425,000 | 37,244,000 | 36,720,000 |
| Total capital | 41,606,000 | 41,207,000 | 41,262,000 | 40,811,000 |
| Risk-weighted assets | 345,893,000 | 342,193,000 | 332,965,000 | 326,337,000 |