Call reports 2008
AMERIANA BANK — 2008
What AMERIANA BANK reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 443,436,000 | 451,885,000 | 465,772,000 | 461,468,000 |
| Total loans | 298,738,000 | 311,067,000 | 317,965,000 | 325,525,000 |
| Allowance for loan losses | 2,909,000 | 2,909,000 | 3,014,000 | 2,990,000 |
| Securities available for sale | 80,867,000 | 77,348,000 | 79,013,000 | 75,837,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 324,222,000 | 317,020,000 | 323,363,000 | 326,874,000 |
| Interest-bearing deposits | 299,196,000 | 290,832,000 | 297,969,000 | 302,336,000 |
| Noninterest-bearing deposits | 25,026,000 | 26,188,000 | 25,394,000 | 24,538,000 |
| Equity capital | 41,507,000 | 41,135,000 | 41,103,000 | 41,933,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 5,929,000 | 11,784,000 | 17,629,000 | 23,563,000 |
| Interest expense | 3,038,000 | 5,745,000 | 8,442,000 | 11,188,000 |
| Net interest income | 2,891,000 | 6,039,000 | 9,187,000 | 12,375,000 |
| Noninterest income | 1,103,000 | 2,120,000 | 3,146,000 | 3,791,000 |
| Noninterest expense | 3,260,000 | 6,500,000 | 9,828,000 | 13,731,000 |
| Provision for loan losses | 371,000 | 592,000 | 797,000 | 1,250,000 |
| Pretax income | 412,000 | 1,176,000 | 1,811,000 | 1,288,000 |
| Income tax | -174,000 | -72,000 | -6,000 | -328,000 |
| Net income | 586,000 | 1,248,000 | 1,817,000 | 1,616,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 38,540,000 | 38,299,000 | 38,441,000 | 38,592,000 |
| Total capital | 41,589,000 | 41,337,000 | 41,582,000 | 41,715,000 |
| Risk-weighted assets | 303,407,000 | 320,015,000 | 324,377,000 | 326,375,000 |