Call reports 2007
AMERIANA BANK — 2007
What AMERIANA BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 435,493,000 | 421,996,000 | 420,678,000 | 425,134,000 |
| Total loans | 265,706,000 | 273,929,000 | 285,681,000 | 297,201,000 |
| Allowance for loan losses | 2,707,000 | 2,730,000 | 2,739,000 | 2,677,000 |
| Securities available for sale | 121,045,000 | 98,925,000 | 84,028,000 | 78,991,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 322,679,000 | 321,099,000 | 322,905,000 | 320,031,000 |
| Interest-bearing deposits | 299,376,000 | 298,175,000 | 299,517,000 | 294,317,000 |
| Noninterest-bearing deposits | 23,303,000 | 22,924,000 | 23,388,000 | 25,714,000 |
| Equity capital | 40,806,000 | 39,747,000 | 42,018,000 | 42,050,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 5,885,000 | 11,903,000 | 17,838,000 | 23,878,000 |
| Interest expense | 3,382,000 | 6,763,000 | 10,098,000 | 13,365,000 |
| Net interest income | 2,503,000 | 5,140,000 | 7,740,000 | 10,513,000 |
| Noninterest income | 984,000 | 1,988,000 | 2,985,000 | 3,535,000 |
| Noninterest expense | 3,391,000 | 6,561,000 | 9,987,000 | 13,401,000 |
| Provision for loan losses | 90,000 | 180,000 | -1,747,000 | -1,627,000 |
| Pretax income | 6,000 | 387,000 | 2,485,000 | 2,274,000 |
| Income tax | -172,000 | -16,000 | 498,000 | 252,000 |
| Net income | 178,000 | 403,000 | 1,987,000 | 2,022,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 39,017,000 | 38,660,000 | 40,193,000 | 39,746,000 |
| Total capital | 41,859,000 | 41,524,000 | 43,065,000 | 42,565,000 |
| Risk-weighted assets | 279,652,000 | 279,651,000 | 290,397,000 | 307,997,000 |