Call reports 2006
AMERIANA BANK — 2006
What AMERIANA BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 442,268,000 | 433,503,000 | 477,627,000 | 436,102,000 |
| Total loans | 219,339,000 | 226,719,000 | 250,817,000 | 251,888,000 |
| Allowance for loan losses | 2,912,000 | 2,993,000 | 3,073,000 | 2,616,000 |
| Securities available for sale | 167,658,000 | 155,912,000 | 176,179,000 | 130,374,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 353,993,000 | 342,198,000 | 337,150,000 | 326,930,000 |
| Interest-bearing deposits | 322,339,000 | 318,092,000 | 313,714,000 | 302,529,000 |
| Noninterest-bearing deposits | 31,654,000 | 24,106,000 | 23,436,000 | 24,401,000 |
| Equity capital | 34,657,000 | 38,783,000 | 40,160,000 | 40,405,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 5,333,000 | 10,800,000 | 16,513,000 | 22,586,000 |
| Interest expense | 3,039,000 | 6,136,000 | 9,519,000 | 13,223,000 |
| Net interest income | 2,294,000 | 4,664,000 | 6,994,000 | 9,363,000 |
| Noninterest income | 982,000 | 1,941,000 | 2,716,000 | 3,616,000 |
| Noninterest expense | 2,926,000 | 6,015,000 | 9,120,000 | 12,615,000 |
| Provision for loan losses | 75,000 | 150,000 | 225,000 | 300,000 |
| Pretax income | 275,000 | 440,000 | 365,000 | -1,271,000 |
| Income tax | -29,000 | -95,000 | -244,000 | -972,000 |
| Net income | 304,000 | 535,000 | 609,000 | -299,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 34,721,000 | 39,004,000 | 39,163,000 | 38,824,000 |
| Total capital | 37,767,000 | 42,130,000 | 42,369,000 | 41,572,000 |
| Risk-weighted assets | 270,378,000 | 270,055,000 | 295,976,000 | 268,429,000 |