Call reports 2005
AMERIANA BANK — 2005
What AMERIANA BANK reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 431,403,000 | 428,343,000 | 441,768,000 | 449,018,000 |
| Total loans | 196,863,000 | 198,955,000 | 211,931,000 | 221,126,000 |
| Allowance for loan losses | 3,350,000 | 3,397,000 | 2,729,000 | 2,835,000 |
| Securities available for sale | 14,402,000 | 14,297,000 | 174,586,000 | 171,020,000 |
| Securities held to maturity | 170,718,000 | 166,836,000 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 348,127,000 | 339,058,000 | 327,730,000 | 343,313,000 |
| Interest-bearing deposits | 328,893,000 | 320,336,000 | 306,062,000 | 319,711,000 |
| Noninterest-bearing deposits | 19,234,000 | 18,722,000 | 21,668,000 | 23,602,000 |
| Equity capital | 38,974,000 | 39,075,000 | 36,594,000 | 35,238,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 4,657,000 | 9,494,000 | 14,550,000 | 19,782,000 |
| Interest expense | 2,228,000 | 4,584,000 | 7,110,000 | 9,979,000 |
| Net interest income | 2,429,000 | 4,910,000 | 7,440,000 | 9,803,000 |
| Noninterest income | 1,112,000 | 2,083,000 | 3,012,000 | 4,044,000 |
| Noninterest expense | 4,484,000 | 7,808,000 | 10,734,000 | 13,858,000 |
| Provision for loan losses | -2,050,000 | -3,032,000 | -2,997,000 | -2,852,000 |
| Pretax income | 1,107,000 | 2,217,000 | 2,715,000 | 2,841,000 |
| Income tax | 274,000 | 542,000 | 598,000 | 518,000 |
| Net income | 833,000 | 1,675,000 | 2,117,000 | 2,323,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 36,611,000 | 36,539,000 | 36,092,000 | 34,958,000 |
| Total capital | 39,869,000 | 39,856,000 | 38,951,000 | 37,925,000 |
| Risk-weighted assets | 260,548,000 | 265,145,000 | 264,891,000 | 271,980,000 |