Call reports 2004
AMERIANA BANK — 2004
What AMERIANA BANK reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 427,703,000 | 428,562,000 | 434,008,000 | 428,461,000 |
| Total loans | 198,985,000 | 195,036,000 | 201,494,000 | 199,811,000 |
| Allowance for loan losses | 3,226,000 | 3,182,000 | 3,079,000 | 3,128,000 |
| Securities available for sale | 128,961,000 | 15,050,000 | 15,617,000 | 16,392,000 |
| Securities held to maturity | 22,384,000 | 154,681,000 | 160,103,000 | 158,322,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 353,523,000 | 352,493,000 | 340,746,000 | 347,011,000 |
| Interest-bearing deposits | 326,464,000 | 323,965,000 | 319,170,000 | 324,398,000 |
| Noninterest-bearing deposits | 27,059,000 | 28,528,000 | 21,576,000 | 22,613,000 |
| Equity capital | 38,819,000 | 39,076,000 | 39,290,000 | 38,831,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 4,704,000 | 9,074,000 | 13,639,000 | 18,331,000 |
| Interest expense | 1,742,000 | 3,539,000 | 5,433,000 | 7,555,000 |
| Net interest income | 2,962,000 | 5,535,000 | 8,206,000 | 10,776,000 |
| Noninterest income | 993,000 | 2,026,000 | 3,010,000 | 3,877,000 |
| Noninterest expense | 3,234,000 | 6,299,000 | 9,438,000 | 12,790,000 |
| Provision for loan losses | 150,000 | 200,000 | 275,000 | 392,000 |
| Pretax income | 571,000 | 1,062,000 | 1,503,000 | 1,471,000 |
| Income tax | 61,000 | 76,000 | 70,000 | -110,000 |
| Net income | 510,000 | 986,000 | 1,433,000 | 1,581,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 37,667,000 | 37,980,000 | 38,181,000 | 37,033,000 |
| Total capital | 40,893,000 | 41,162,000 | 41,260,000 | 40,161,000 |
| Risk-weighted assets | 263,683,000 | 259,985,000 | 257,519,000 | 261,265,000 |