Call reports 2003
AMERIANA BANK — 2003
What AMERIANA BANK reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 471,563,000 | 471,247,000 | 401,863,000 | 402,459,000 |
| Total loans | 299,888,000 | 296,260,000 | 220,714,000 | 208,615,000 |
| Allowance for loan losses | 8,631,000 | 9,857,000 | 3,702,000 | 3,744,000 |
| Securities available for sale | 105,852,000 | 110,828,000 | 106,783,000 | 137,788,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 422,061,000 | 423,880,000 | 352,844,000 | 349,341,000 |
| Interest-bearing deposits | 395,282,000 | 395,794,000 | 329,610,000 | 326,705,000 |
| Noninterest-bearing deposits | 26,779,000 | 28,086,000 | 23,234,000 | 22,636,000 |
| Equity capital | 39,425,000 | 38,870,000 | 38,694,000 | 38,325,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 6,187,000 | 12,600,000 | 18,236,000 | 23,096,000 |
| Interest expense | 3,052,000 | 5,864,000 | 8,252,000 | 10,047,000 |
| Net interest income | 3,135,000 | 6,736,000 | 9,984,000 | 13,049,000 |
| Noninterest income | 1,217,000 | 2,412,000 | 9,422,000 | 10,581,000 |
| Noninterest expense | 3,084,000 | 6,353,000 | 9,788,000 | 13,103,000 |
| Provision for loan losses | 150,000 | 1,550,000 | 6,340,000 | 6,440,000 |
| Pretax income | 1,158,000 | 1,286,000 | 3,319,000 | 4,128,000 |
| Income tax | 320,000 | 293,000 | 1,320,000 | 1,515,000 |
| Net income | 838,000 | 993,000 | 1,999,000 | 2,613,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 37,092,000 | 36,511,000 | 37,884,000 | 37,705,000 |
| Total capital | 41,106,000 | 40,578,000 | 41,195,000 | 40,819,000 |
| Risk-weighted assets | 316,479,000 | 319,231,000 | 264,528,000 | 248,519,000 |