Call reports 2002
AMERIANA BANK — 2002
What AMERIANA BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 532,914,000 | 511,186,000 | 479,960,000 | 456,061,000 |
| Total loans | 346,320,000 | 343,271,000 | 341,192,000 | 317,085,000 |
| Allowance for loan losses | 2,959,000 | 3,062,000 | 3,074,000 | 8,666,000 |
| Securities available for sale | 51,945,000 | 111,593,000 | 62,121,000 | 58,155,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 426,010,000 | 408,247,000 | 420,334,000 | 407,717,000 |
| Interest-bearing deposits | 404,377,000 | 386,611,000 | 399,956,000 | 383,938,000 |
| Noninterest-bearing deposits | 21,633,000 | 21,636,000 | 20,378,000 | 23,779,000 |
| Equity capital | 41,551,000 | 41,467,000 | 42,455,000 | 39,590,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 8,597,000 | 16,074,000 | 23,342,000 | 29,980,000 |
| Interest expense | 5,236,000 | 10,004,000 | 14,187,000 | 17,511,000 |
| Net interest income | 3,361,000 | 6,070,000 | 9,155,000 | 12,469,000 |
| Noninterest income | 985,000 | 2,175,000 | 3,255,000 | 4,671,000 |
| Noninterest expense | 3,119,000 | 5,957,000 | 10,000,000 | 13,019,000 |
| Provision for loan losses | 1,250,000 | 1,400,000 | 1,550,000 | 7,300,000 |
| Pretax income | -3,235,000 | -2,324,000 | -1,164,000 | -5,203,000 |
| Income tax | -1,246,000 | -938,000 | -601,000 | -2,163,000 |
| Net income | -1,989,000 | -1,386,000 | -563,000 | -3,040,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 39,993,000 | 39,600,000 | 40,432,000 | 37,455,000 |
| Total capital | 42,952,000 | 42,680,000 | 43,533,000 | 41,255,000 |
| Risk-weighted assets | 300,886,000 | 325,964,000 | 295,778,000 | 296,929,000 |