Call reports 2024
SECURITY BANK OF PULASKI COUNTY — 2024
What SECURITY BANK OF PULASKI COUNTY reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 146,856,000 | 145,972,000 | 149,244,000 | 165,791,000 |
| Total loans | 85,576,000 | 90,694,000 | 91,512,000 | 91,205,000 |
| Allowance for loan losses | 1,076,000 | 1,153,000 | 1,191,000 | 1,216,000 |
| Securities available for sale | 27,337,000 | 28,574,000 | 35,073,000 | 46,337,000 |
| Securities held to maturity | 9,999,000 | 10,004,000 | 10,258,000 | 10,070,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 128,872,000 | 127,543,000 | 129,658,000 | 146,766,000 |
| Interest-bearing deposits | 94,795,000 | 93,538,000 | 93,990,000 | 112,491,000 |
| Noninterest-bearing deposits | 34,077,000 | 34,005,000 | 35,668,000 | 34,275,000 |
| Equity capital | 9,949,000 | 10,266,000 | 11,232,000 | 10,541,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 1,936,000 | 4,072,000 | 6,284,000 | 8,613,000 |
| Interest expense | 770,000 | 1,574,000 | 2,446,000 | 3,312,000 |
| Net interest income | 1,166,000 | 2,498,000 | 3,838,000 | 5,301,000 |
| Noninterest income | 149,000 | 461,000 | 637,000 | 797,000 |
| Noninterest expense | 1,110,000 | 2,253,000 | 3,421,000 | 4,600,000 |
| Provision for loan losses | 45,000 | 125,000 | 175,000 | 205,000 |
| Pretax income | 160,000 | 581,000 | 879,000 | 1,293,000 |
| Income tax | 12,000 | 92,000 | 127,000 | 181,000 |
| Net income | 148,000 | 489,000 | 752,000 | 1,112,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,967,000 | 12,248,000 | 12,412,000 | 12,772,000 |
| Total capital | 13,043,000 | 13,401,000 | 13,604,000 | 13,989,000 |
| Risk-weighted assets | 97,361,000 | 99,838,000 | 101,299,000 | 102,319,000 |