Call reports 2023
SECURITY BANK OF PULASKI COUNTY — 2023
What SECURITY BANK OF PULASKI COUNTY reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 134,215,000 | 130,599,000 | 132,413,000 | 144,990,000 |
| Total loans | 79,213,000 | 80,104,000 | 81,379,000 | 84,920,000 |
| Allowance for loan losses | 981,000 | 999,000 | 1,011,000 | 1,041,000 |
| Securities available for sale | 28,245,000 | 25,096,000 | 25,390,000 | 28,315,000 |
| Securities held to maturity | 10,114,000 | 9,978,000 | 9,744,000 | 10,108,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 121,910,000 | 118,420,000 | 120,667,000 | 132,067,000 |
| Interest-bearing deposits | 87,170,000 | 83,590,000 | 85,916,000 | 99,422,000 |
| Noninterest-bearing deposits | 34,740,000 | 34,830,000 | 34,751,000 | 32,645,000 |
| Equity capital | 9,327,000 | 9,237,000 | 8,743,000 | 9,973,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 1,439,000 | 3,013,000 | 4,683,000 | 6,528,000 |
| Interest expense | 347,000 | 744,000 | 1,323,000 | 2,061,000 |
| Net interest income | 1,092,000 | 2,269,000 | 3,360,000 | 4,467,000 |
| Noninterest income | 175,000 | 338,000 | 502,000 | 695,000 |
| Noninterest expense | 1,039,000 | 2,082,000 | 3,178,000 | 4,262,000 |
| Provision for loan losses | 30,000 | 60,000 | 80,000 | 127,000 |
| Pretax income | 198,000 | 465,000 | 604,000 | 773,000 |
| Income tax | 27,000 | 75,000 | 81,000 | 92,000 |
| Net income | 171,000 | 390,000 | 523,000 | 681,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,534,000 | 11,679,000 | 11,736,000 | 11,819,000 |
| Total capital | 12,516,000 | 12,678,000 | 12,747,000 | 12,861,000 |
| Risk-weighted assets | 90,132,000 | 89,875,000 | 92,466,000 | 94,918,000 |