Call reports 2022
SECURITY BANK OF PULASKI COUNTY — 2022
What SECURITY BANK OF PULASKI COUNTY reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 131,023,000 | 131,830,000 | 127,730,000 | 134,388,000 |
| Total loans | 71,547,000 | 75,158,000 | 76,393,000 | 78,062,000 |
| Allowance for loan losses | 1,065,000 | 1,042,000 | 1,030,000 | 949,000 |
| Securities available for sale | 39,004,000 | 38,232,000 | 38,540,000 | 28,290,000 |
| Securities held to maturity | 0 | 0 | 0 | 9,888,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 118,822,000 | 122,348,000 | 118,978,000 | 125,413,000 |
| Interest-bearing deposits | 85,532,000 | 88,970,000 | 86,384,000 | 94,509,000 |
| Noninterest-bearing deposits | 33,290,000 | 33,378,000 | 32,594,000 | 30,904,000 |
| Equity capital | 9,685,000 | 9,161,000 | 8,358,000 | 8,600,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 1,157,000 | 2,387,000 | 3,732,000 | 5,089,000 |
| Interest expense | 147,000 | 256,000 | 393,000 | 574,000 |
| Net interest income | 1,010,000 | 2,131,000 | 3,339,000 | 4,515,000 |
| Noninterest income | 166,000 | 330,000 | 502,000 | 668,000 |
| Noninterest expense | 1,058,000 | 2,149,000 | 3,217,000 | 4,251,000 |
| Provision for loan losses | 30,000 | 30,000 | 40,000 | 40,000 |
| Pretax income | 88,000 | 282,000 | 584,000 | 892,000 |
| Income tax | -2,000 | -12,000 | 40,000 | 93,000 |
| Net income | 90,000 | 294,000 | 544,000 | 799,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,996,000 | 11,104,000 | 11,258,000 | 11,363,000 |
| Total capital | 12,061,000 | 12,146,000 | 12,288,000 | 12,312,000 |
| Risk-weighted assets | 86,331,000 | 89,369,000 | 91,149,000 | 91,792,000 |