Call reports 2021
SECURITY BANK OF PULASKI COUNTY — 2021
What SECURITY BANK OF PULASKI COUNTY reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 130,341,000 | 128,421,000 | 125,034,000 | 136,205,000 |
| Total loans | 80,633,000 | 77,343,000 | 72,442,000 | 70,852,000 |
| Allowance for loan losses | 981,000 | 1,012,000 | 1,033,000 | 1,063,000 |
| Securities available for sale | 27,381,000 | 30,193,000 | 31,717,000 | 36,899,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 115,578,000 | 114,921,000 | 111,240,000 | 122,610,000 |
| Interest-bearing deposits | 83,505,000 | 78,872,000 | 77,935,000 | 91,674,000 |
| Noninterest-bearing deposits | 32,073,000 | 36,049,000 | 33,305,000 | 30,936,000 |
| Equity capital | 10,837,000 | 11,048,000 | 11,266,000 | 11,103,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 1,302,000 | 2,687,000 | 4,134,000 | 5,342,000 |
| Interest expense | 182,000 | 396,000 | 560,000 | 694,000 |
| Net interest income | 1,120,000 | 2,291,000 | 3,574,000 | 4,648,000 |
| Noninterest income | 145,000 | 382,000 | 601,000 | 772,000 |
| Noninterest expense | 960,000 | 1,985,000 | 3,028,000 | 4,060,000 |
| Provision for loan losses | 30,000 | 60,000 | 90,000 | 120,000 |
| Pretax income | 311,000 | 664,000 | 1,093,000 | 1,277,000 |
| Income tax | 56,000 | 162,000 | 247,000 | 276,000 |
| Net income | 255,000 | 502,000 | 846,000 | 1,001,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,547,000 | 10,695,000 | 10,943,000 | 10,906,000 |
| Total capital | 11,528,000 | 11,707,000 | 11,972,000 | 11,951,000 |
| Risk-weighted assets | 83,146,000 | 84,963,000 | 82,394,000 | 83,592,000 |