Call reports 2020
SECURITY BANK OF PULASKI COUNTY — 2020
What SECURITY BANK OF PULASKI COUNTY reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 108,114,000 | 122,692,000 | 123,806,000 | 121,678,000 |
| Total loans | 72,081,000 | 78,672,000 | 79,658,000 | 75,737,000 |
| Allowance for loan losses | 802,000 | 788,000 | 964,000 | 951,000 |
| Securities available for sale | 20,731,000 | 24,833,000 | 25,787,000 | 29,184,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 93,750,000 | 107,922,000 | 109,049,000 | 107,028,000 |
| Interest-bearing deposits | 71,943,000 | 81,423,000 | 81,664,000 | 79,894,000 |
| Noninterest-bearing deposits | 21,807,000 | 26,499,000 | 27,385,000 | 27,134,000 |
| Equity capital | 10,342,000 | 10,676,000 | 10,761,000 | 10,780,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 1,247,000 | 2,570,000 | 3,909,000 | 5,248,000 |
| Interest expense | 229,000 | 444,000 | 653,000 | 856,000 |
| Net interest income | 1,018,000 | 2,126,000 | 3,256,000 | 4,392,000 |
| Noninterest income | 156,000 | 347,000 | 522,000 | 716,000 |
| Noninterest expense | 973,000 | 1,900,000 | 2,861,000 | 3,895,000 |
| Provision for loan losses | 30,000 | 30,000 | 222,000 | 292,000 |
| Pretax income | 219,000 | 591,000 | 775,000 | 1,141,000 |
| Income tax | 34,000 | 99,000 | 85,000 | 139,000 |
| Net income | 185,000 | 492,000 | 690,000 | 1,002,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,859,000 | 10,070,000 | 10,172,000 | 10,292,000 |
| Total capital | 10,661,000 | 10,858,000 | 11,136,000 | 11,243,000 |
| Risk-weighted assets | 78,662,000 | 87,021,000 | 81,253,000 | 81,165,000 |