Call reports 2016
SECURITY BANK OF PULASKI COUNTY — 2016
What SECURITY BANK OF PULASKI COUNTY reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 98,940,000 | 99,629,000 | 101,064,000 | 107,466,000 |
| Total loans | 67,999,000 | 69,768,000 | 71,571,000 | 69,666,000 |
| Allowance for loan losses | 795,000 | 831,000 | 829,000 | 771,000 |
| Securities available for sale | 16,533,000 | 16,072,000 | 15,679,000 | 19,656,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 86,178,000 | 86,766,000 | 88,069,000 | 94,709,000 |
| Interest-bearing deposits | 71,149,000 | 70,687,000 | 71,280,000 | 78,716,000 |
| Noninterest-bearing deposits | 15,029,000 | 16,079,000 | 16,789,000 | 15,993,000 |
| Equity capital | 9,171,000 | 9,249,000 | 9,359,000 | 9,195,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 1,099,000 | 2,235,000 | 3,364,000 | 4,506,000 |
| Interest expense | 151,000 | 299,000 | 448,000 | 605,000 |
| Net interest income | 948,000 | 1,936,000 | 2,916,000 | 3,901,000 |
| Noninterest income | 129,000 | 252,000 | 423,000 | 568,000 |
| Noninterest expense | 904,000 | 1,823,000 | 2,769,000 | 3,654,000 |
| Provision for loan losses | 35,000 | 75,000 | 75,000 | 100,000 |
| Pretax income | 142,000 | 294,000 | 499,000 | 727,000 |
| Income tax | 34,000 | 60,000 | 60,000 | 75,000 |
| Net income | 108,000 | 234,000 | 439,000 | 652,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,646,000 | 8,748,000 | 8,859,000 | 8,787,000 |
| Total capital | 9,441,000 | 9,579,000 | 9,688,000 | 9,558,000 |
| Risk-weighted assets | 74,344,000 | 75,785,000 | 79,189,000 | 77,275,000 |