Call reports 2015
SECURITY BANK OF PULASKI COUNTY — 2015
What SECURITY BANK OF PULASKI COUNTY reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 97,648,000 | 96,000,000 | 96,178,000 | 108,981,000 |
| Total loans | 66,452,000 | 65,747,000 | 67,973,000 | 68,371,000 |
| Allowance for loan losses | 760,000 | 782,000 | 787,000 | 793,000 |
| Securities available for sale | 16,481,000 | 17,059,000 | 16,991,000 | 19,246,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 85,025,000 | 83,411,000 | 83,480,000 | 96,313,000 |
| Interest-bearing deposits | 70,479,000 | 68,846,000 | 68,525,000 | 81,391,000 |
| Noninterest-bearing deposits | 14,546,000 | 14,565,000 | 14,955,000 | 14,922,000 |
| Equity capital | 9,032,000 | 8,972,000 | 9,051,000 | 9,089,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 1,087,000 | 2,147,000 | 3,205,000 | 4,324,000 |
| Interest expense | 154,000 | 305,000 | 450,000 | 604,000 |
| Net interest income | 933,000 | 1,842,000 | 2,755,000 | 3,720,000 |
| Noninterest income | 124,000 | 251,000 | 389,000 | 535,000 |
| Noninterest expense | 922,000 | 1,862,000 | 2,790,000 | 3,694,000 |
| Provision for loan losses | 30,000 | 55,000 | 55,000 | 70,000 |
| Pretax income | 117,000 | 205,000 | 328,000 | 530,000 |
| Income tax | 26,000 | 34,000 | 39,000 | 49,000 |
| Net income | 91,000 | 171,000 | 289,000 | 481,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,665,000 | 8,437,000 | 8,513,000 | 8,578,000 |
| Total capital | 9,425,000 | 9,219,000 | 9,300,000 | 9,371,000 |
| Risk-weighted assets | 76,449,000 | 73,220,000 | 74,093,000 | 75,160,000 |