Call reports 2014
SECURITY BANK OF PULASKI COUNTY — 2014
What SECURITY BANK OF PULASKI COUNTY reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 97,645,000 | 96,722,000 | 95,640,000 | 110,031,000 |
| Total loans | 64,406,000 | 65,360,000 | 66,493,000 | 68,871,000 |
| Allowance for loan losses | 775,000 | 678,000 | 721,000 | 752,000 |
| Securities available for sale | 18,406,000 | 17,164,000 | 14,603,000 | 24,331,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 85,172,000 | 84,132,000 | 82,930,000 | 97,445,000 |
| Interest-bearing deposits | 69,434,000 | 69,309,000 | 69,160,000 | 83,000,000 |
| Noninterest-bearing deposits | 15,738,000 | 14,823,000 | 13,770,000 | 14,445,000 |
| Equity capital | 8,879,000 | 8,934,000 | 8,979,000 | 9,006,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 1,085,000 | 2,153,000 | 3,217,000 | 4,296,000 |
| Interest expense | 156,000 | 311,000 | 462,000 | 622,000 |
| Net interest income | 929,000 | 1,842,000 | 2,755,000 | 3,674,000 |
| Noninterest income | 119,000 | 233,000 | 363,000 | 484,000 |
| Noninterest expense | 952,000 | 1,866,000 | 2,779,000 | 3,703,000 |
| Provision for loan losses | 20,000 | 25,000 | 125,000 | 149,000 |
| Pretax income | 79,000 | 209,000 | 282,000 | 374,000 |
| Income tax | 13,000 | 45,000 | 55,000 | 62,000 |
| Net income | 66,000 | 164,000 | 227,000 | 312,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,580,000 | 8,615,000 | 8,660,000 | 8,624,000 |
| Total capital | 9,355,000 | 9,293,000 | 9,381,000 | 9,376,000 |
| Risk-weighted assets | 69,367,000 | 70,505,000 | 71,124,000 | 71,637,000 |