Call reports 2013
SECURITY BANK OF PULASKI COUNTY — 2013
What SECURITY BANK OF PULASKI COUNTY reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 96,603,000 | 95,589,000 | 96,737,000 | 106,610,000 |
| Total loans | 63,969,000 | 61,769,000 | 63,504,000 | 64,180,000 |
| Allowance for loan losses | 817,000 | 791,000 | 762,000 | 759,000 |
| Securities available for sale | 17,697,000 | 17,778,000 | 17,674,000 | 22,500,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 83,861,000 | 83,047,000 | 84,331,000 | 94,238,000 |
| Interest-bearing deposits | 70,158,000 | 69,309,000 | 68,818,000 | 79,494,000 |
| Noninterest-bearing deposits | 13,703,000 | 13,738,000 | 15,513,000 | 14,744,000 |
| Equity capital | 9,096,000 | 8,913,000 | 8,752,000 | 8,792,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 1,093,000 | 2,190,000 | 3,279,000 | 4,394,000 |
| Interest expense | 214,000 | 413,000 | 586,000 | 755,000 |
| Net interest income | 879,000 | 1,777,000 | 2,693,000 | 3,639,000 |
| Noninterest income | 122,000 | 301,000 | 407,000 | 570,000 |
| Noninterest expense | 848,000 | 1,769,000 | 2,728,000 | 3,681,000 |
| Provision for loan losses | 30,000 | 50,000 | 70,000 | 100,000 |
| Pretax income | 123,000 | 329,000 | 372,000 | 498,000 |
| Income tax | 28,000 | 84,000 | 81,000 | 99,000 |
| Net income | 95,000 | 245,000 | 291,000 | 399,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,520,000 | 8,500,000 | 8,394,000 | 8,444,000 |
| Total capital | 9,337,000 | 9,291,000 | 9,156,000 | 9,203,000 |
| Risk-weighted assets | 71,891,000 | 71,313,000 | 71,202,000 | 71,834,000 |