Call reports 2011
SECURITY BANK OF PULASKI COUNTY — 2011
What SECURITY BANK OF PULASKI COUNTY reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 102,346,000 | 103,266,000 | 101,889,000 | 108,427,000 |
| Total loans | 72,638,000 | 71,599,000 | 70,387,000 | 70,850,000 |
| Allowance for loan losses | 1,356,000 | 1,541,000 | 1,959,000 | 1,986,000 |
| Securities available for sale | 14,695,000 | 14,729,000 | 17,153,000 | 19,535,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 82,805,000 | 84,453,000 | 84,142,000 | 92,566,000 |
| Interest-bearing deposits | 62,579,000 | 71,440,000 | 70,833,000 | 80,710,000 |
| Noninterest-bearing deposits | 20,226,000 | 13,013,000 | 13,309,000 | 11,856,000 |
| Equity capital | 8,928,000 | 9,191,000 | 9,123,000 | 9,257,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 1,268,000 | 2,644,000 | 3,926,000 | 5,212,000 |
| Interest expense | 321,000 | 633,000 | 936,000 | 1,215,000 |
| Net interest income | 947,000 | 2,011,000 | 2,990,000 | 3,997,000 |
| Noninterest income | 59,000 | 225,000 | 316,000 | 430,000 |
| Noninterest expense | 911,000 | 1,828,000 | 2,690,000 | 3,582,000 |
| Provision for loan losses | 377,000 | 420,000 | 862,000 | 895,000 |
| Pretax income | -282,000 | -12,000 | -154,000 | 146,000 |
| Income tax | -116,000 | -25,000 | -82,000 | 2,000 |
| Net income | -166,000 | 13,000 | -72,000 | 144,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,534,000 | 8,709,000 | 8,660,000 | 8,904,000 |
| Total capital | 9,517,000 | 9,684,000 | 9,608,000 | 9,885,000 |
| Risk-weighted assets | 78,442,000 | 76,975,000 | 74,797,000 | 77,546,000 |